QUOTE (BoonDoc @ Aug 3 2009, 04:34 PM)

Larry, Did you have a simular C&P exam?
The GP told me that the questions might sound strange, but there was a valid reason for them.
First thing to come to my mind was, going back to 3K lock up! Then, that the exam was to downplay my symptoms, and lowball, or deny my claim.
With direct deposit having a fiduciary would really only be paperwork, other than the legal aspect.
Thanks,
Boondoc
Au contraire, my dear boondocker.
For, if'n they find you "incompetent", then they do not send the money to you (or your bank account), but, instead, to your fiduciary-type person. That's the point in having one, so's you can't get your grubby, mentally-incompetent hands on it.
But, that is something that they very, very seldom do, declare someone incompetent (otherwise, what's their excuse with ME.....he-he)!
It is something that they do to make sure that you don't get a large sum of money and go, say, and buy a new Mercedes.........like an SLK (man, I'll tell ya, that one that I got, it's one fas...............), er, ahhhh........well, hell, some incompetents will, obviously, slip through their fingers!