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      The following is on my About page, but some have been asking how this all happened. So here is my little story. Tbird US Navy 1983 – 1990 E-6 HadIt.com the website domain registered Jan 20, 1997 the domain is registered and paid for through Jan 21, 2023 at which time I plan to register it for another 15 years Lord willing and the creek don't rise. I guess the best place to start is Jan 1991; I had gotten out of the navy Dec 1990. At my separation seminar, there was a DAV rep Jim Milton he told us to bring our medical records in and he would look through them for us and let us know if we should file a claim with the VA. Well, bless his heart, he opened my medical file, reads the first insert, looks me straight in the eye, and says you will be 50% for the rest of your life and he would file the claim for me. 50% was for surgery I had in the service. True to his word he met with me and talked with me for a long time filled out my paper work and urged me to file for PTSD. 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Up to the pysch ward I went, blah, blah, blah, a few days later I was released with a promise of a call from the out patient program, which I would soon be entering. Blah, blah, blah, after many missed communications, and no call backs I was at the Day Hospital everyday M-F. And this brothers and sisters is where I began to learn and formulate my plan for HadIt.com. Veterans, veterans everywhere…I spent a year in the day hospital and about another year at a sheltered workshop before I got back on my feet. So I just talked to veterans everyday waiting for appointments, waiting for prescriptions, waiting for a vet rep and I started to learn the system. While in the navy I was data analyst and had to learn a 5 volume manual and just about anything you were suppose to do was in that manual. So I figured there must be a manual on how to do a VA claim or at the very least regulations. So I found out about the Code of Federal Regulations, United States Code, Veterans Affairs Manuals and so on and so forth. Of course this was 1991/1992 I was living in a tiny studio apartment in a particularly bad neighborhood, working in a sheltered workshop making a nickel per envelope I stuffed throw in PTSD and you will see that it was a difficult task for me to get somewhere where they had copies of these, let alone that they would let me look at. And there was so much knowledge around me, it was like the gold rush in those days, I could just sit on a bench a veteran would sit down next to me a little conversation later I had another nugget, I made copious notes. Phone numbers to call, ask for this guy or that guy he'll give you the straight scoop and they'd slip me a piece of paper with a number on it. You want to read this regulation or that one and another slip of paper into my hand. 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The website continued to do great during this time, I just stayed in the basement bought new software, new books, and learned how to make things work and I continued to use this knowledge to make HadIt.com better. My 100% finally came through from the VA and I had a friend who is an advocate who helped me thru my SSDI claim, he was literally at my side thru the entire process and that came through for me. My therapist and sister continued to try and get me to leave the basement, but to no avail. At some point in 1998 or 1999 I put a counter on the website and was shocked to discover how many visitors we were getting. Time goes by my sister gets married and I move from the basement to the upstairs, there is much celebration that Aunt T is living in the light again. More time goes by and I settle into my life in St Louis and spend more time on the site trying new things, finding more information. 2003 I buy my own home VA loan. For years now I have just considered HadIt.com my job and I get up every morning go to the office and work for several hours, take an afternoon break and see where the rest of day takes me. I have a place in the office to use the computer and a comfortable to place to read journals and articles and take notes. Blah, blah, blah so that is my story and HadIt.com's intertwined.
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      VA Training and Fast Letter Forum Index The following is the index with links to the various Training and Fast Letters plus a few miscellaneous. These letters are not necessarily in the original formatting. I have tried to present them in an easy-to-read form instead of some forms as originally presented. Some of the paragraphs were WAAAAYYY too long. lol - HadIt.com Member fanaticbooks Something to be aware.... Some of these letters may be rescinded, outdated, or otherwise no longer viable. I have still included them because sometimes they provide additional insight or just plain more information than the newest version. Use them wisely. The oldest letters will display at the bottom with the latest letters displayed at the top, all in sequential numbers. Coding of the letters... FL = Fast Letter TL = Training Letter First two numbers = last two digits of year of origin Training Letter http://www.hadit.com/forums/index.php?/topic/40694-va-tl-00-07/ http://www.hadit.com/forums/index.php?/topic/40693-va-tl-00-06/ Fast Letter Number Title http://www.hadit.com/forums/index.php?/topic/44262-va-fl-11-15/ http://www.hadit.com/forums/index.php?/topic/44260-va-fl-11-13/ http://www.hadit.com/forums/index.php?/topic/44261-va-fl-11-11/ http://www.hadit.com/forums/index.php?/topic/44310-va-fl-11-09/ http://www.hadit.com/forums/index.php?/topic/42151-va-fl-11-03/ http://www.hadit.com/forums/index.php?/topic/40957-va-fl-10-49/ http://www.hadit.com/forums/index.php?/topic/40958-va-fl-10-46/ http://www.hadit.com/forums/index.php?/topic/40959-va-fl-10-45/ http://www.hadit.com/forums/index.php?/topic/40960-va-fl-10-42/ http://www.hadit.com/forums/index.php?/topic/40961-va-fl-10-39/ http://www.hadit.com/forums/index.php?/topic/40962-va-fl-10-35/ 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Benefit's For Spouse After Death

9 posts in this topic

Posted · Report post

This has most likely been covered, however can someone please explain / confirm so that I understand.

I am 20 year retired Navy in 1991. I am VA 60%. Have been married for almost 18 years.

If upon my death, if it has anything to do with my service conected disabilities will my wife be entitled to received anything?

Example... I am service connnected for High Blood Pressure, so if my death has anything to do with that, is my wife entitled to anything. IF so will it be automatic or will she have to apply.

Thanks

Joe

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Posted · Report post

Any Guesses?

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Posted · Report post

This has most likely been covered, however can someone please explain / confirm so that I understand.

I am 20 year retired Navy in 1991. I am VA 60%. Have been married for almost 18 years.

If upon my death, if it has anything to do with my service conected disabilities will my wife be entitled to received anything?

Example... I am service connnected for High Blood Pressure, so if my death has anything to do with that, is my wife entitled to anything. IF so will it be automatic or will she have to apply.

Thanks

Joe

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Posted · Report post

I sure regret no one responded to this sooner-

it happens- sorry-

Have you paid into the Survivor Benefits program through the Military?

This can affect any DIC that your wife would receive-

But to answer your question- DIC is awarded when a service connected disability contributes or causes a veteran's death.

This often hinges on the wording of the death certificate and yet autopsies can often expand enough to show the correlation better as the details of an autopsy go beyond a death certificate statement of cause of death.

I highly recommend that spouses talk this over- to determine if the veteran wants to be an organ donor and to be autopsied.

Without autopsy I could not have proven my DIC claims.

I have 2 DIC awards.

Only the autopsy proved my husband had a SC disability causing his death.This SC condition was never diagnosed at all by the VA and never appeared in the medical records or even in the autopsy but the autopsy revealed what evidence I needed.

A service connection must be found as a contributory factor or cause of death unless the SC has been established as 100% P & T for 10 years prior to death.

There are a few other ways to get DIC.

I will find a link on the SBP and post it here for you.

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http://www.military.com/benefits/survivor-...-plan-explained

This link and the VA web site itself has detailed info on SBP.

SBP is offset to a spouses's DIC if he or she is eligible for both.

Gold Star Wives latest newsletter mentions they still need support for HR 775-the Military Surviving Spouses Equity Act of 2009.

This aggressive organization has been pushing for years to finally have this offset eliminated.

This will affect every SBP surviving spouse.

The rates for DIC are at the VA web site and I believe Military.com would have an SBP rate chart.

If a service connected disability is listed on a death certificate as a contributory cause of death DIC should be awarded.

If a SC condition isnt on the death certificate a survivor should obtain an Independent Medical Opinion that strongly states with full medical rationale that the SC contributed medically to death.

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Joe, good question and Berta's background is so valuable I'd make her Godmother of my kiddos if I could. Spousal death benefit questions comes up often. With a few tag words, you should be able to access some really good posts and discussion on Dependency and Indemnity Compensation (DIC) at Hadit. About once a month or so, I review my 'In Case of' notebook and catchall for the family, good thing because I have an active claim as well as challenged health. Just tossing in notes today, husband can't always keep up with my stuff and VA or military acronyms. Few things I learned over the years, widow or widower needs a helpmate to double, triple check things, ask tons of questions, keep answers in a singular notebook and be on time submitting applications. One instance to correct a death certificate the funeral home messed up stressed me even more, took $$$ and time off work I just returned to.

Congratulations on your upcoming 18 years anniversery!

Thank you for your service to our country during the Vietnam era.

Best to ya,

Cowgirl'up2009!

This has most likely been covered, however can someone please explain / confirm so that I understand.

I am 20 year retired Navy in 1991. I am VA 60%. Have been married for almost 18 years.

If upon my death, if it has anything to do with my service conected disabilities will my wife be entitled to received anything?

Example... I am service connnected for High Blood Pressure, so if my death has anything to do with that, is my wife entitled to anything. IF so will it be automatic or will she have to apply.

Thanks

Joe

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Posted · Report post

Joe, good question and Berta's background is so valuable I'd make her Godmother of my kiddos if I could. Spousal death benefit questions comes up often. With a few tag words, you should be able to access some really good posts and discussion on Dependency and Indemnity Compensation (DIC) at Hadit. About once a month or so, I review my 'In Case of' notebook and catchall for the family, good thing because I have an active claim as well as challenged health. Just tossing in notes today, husband can't always keep up with my stuff and VA or military acronyms. Few things I learned over the years, widow or widower needs a helpmate to double, triple check things, ask tons of questions, keep answers in a singular notebook and be on time submitting applications. One instance to correct a death certificate the funeral home messed up stressed me even more, took $$$ and time off work I just returned to.

Congratulations on your upcoming 18 years anniversery!

Thank you for your service to our country during the Vietnam era.

Best to ya,

Cowgirl'up2009!

Your wife will have to apply for DIC after your death. I think both of you should make your doctors aware of your service connected hypertension. Make sure your doctors know that if you die from a heart attack, stroke, pulmonary embolism, deep vein thrombosis, or a similar condition to list hypertension as one of the causes of your death.

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Sir or Madam:

I retired in 1997 from the Marine Corps, my question is should I be signed up in SBP or not ???

Ron C

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http://www.military.com/benefits/survivor-benefits/survivor-benefit-plan-explained

The way I understand it, only if both you and your spouse elected not to be in the SBP ,then it is automatic.

But the link explains this better than I could.

In part:

"How SBP Works

At retirement, full basic SBP for spouse and children will take effect automatically if you make no other valid election. You may not reduce or decline spouse coverage without your spouse's written consent. This means you will have to have your spouses input in the decision and his or her signature is required. You may choose coverage for a former spouse or, if you have no spouse or children, you may be able to cover an "insurable interest" (such as, a business partner or parent)."

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