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      The following is on my About page, but some have been asking how this all happened. So here is my little story. Tbird US Navy 1983 – 1990 E-6 HadIt.com the website domain registered Jan 20, 1997 the domain is registered and paid for through Jan 21, 2023 at which time I plan to register it for another 15 years Lord willing and the creek don't rise. I guess the best place to start is Jan 1991; I had gotten out of the navy Dec 1990. At my separation seminar, there was a DAV rep Jim Milton he told us to bring our medical records in and he would look through them for us and let us know if we should file a claim with the VA. Well, bless his heart, he opened my medical file, reads the first insert, looks me straight in the eye, and says you will be 50% for the rest of your life and he would file the claim for me. 50% was for surgery I had in the service. True to his word he met with me and talked with me for a long time filled out my paper work and urged me to file for PTSD. I would not file the PTSD claim, nor even discuss it. By Feb 1991 I had moved to the San Francisco bay area and was staying at a friends apartment and pretty much I was just a puddle. In desperation one night I called suicide hot line, I had no job, no idea about going to the VA. They talked with me for a long time and explained to me that I could go to the local VA hospital even if I did not have insurance. Now, I know what you are thinking if I was 50% why didn't I just go to the VA in the first place, two reasons 1, this was Feb 1991 and the 50% didn't come till May and 2, even if it had come through it is unlikely that I would have had the mental acuity at the time to put the two together. I relate this here because it is where so many of our brothers and sisters are coming from, perhaps where you started. Fuzzy and unsure, in pain and sometimes homeless they come to the VA hospital for help. And that is where I ended up. Up to the pysch ward I went, blah, blah, blah, a few days later I was released with a promise of a call from the out patient program, which I would soon be entering. Blah, blah, blah, after many missed communications, and no call backs I was at the Day Hospital everyday M-F. And this brothers and sisters is where I began to learn and formulate my plan for HadIt.com. Veterans, veterans everywhere…I spent a year in the day hospital and about another year at a sheltered workshop before I got back on my feet. So I just talked to veterans everyday waiting for appointments, waiting for prescriptions, waiting for a vet rep and I started to learn the system. While in the navy I was data analyst and had to learn a 5 volume manual and just about anything you were suppose to do was in that manual. So I figured there must be a manual on how to do a VA claim or at the very least regulations. So I found out about the Code of Federal Regulations, United States Code, Veterans Affairs Manuals and so on and so forth. Of course this was 1991/1992 I was living in a tiny studio apartment in a particularly bad neighborhood, working in a sheltered workshop making a nickel per envelope I stuffed throw in PTSD and you will see that it was a difficult task for me to get somewhere where they had copies of these, let alone that they would let me look at. And there was so much knowledge around me, it was like the gold rush in those days, I could just sit on a bench a veteran would sit down next to me a little conversation later I had another nugget, I made copious notes. Phone numbers to call, ask for this guy or that guy he'll give you the straight scoop and they'd slip me a piece of paper with a number on it. You want to read this regulation or that one and another slip of paper into my hand. 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So taking my lesson from the squirrels earlier I started to gather, gather, gather…and learn HTML and work as a marketing systems analyst and work my claim. 1996/1997 major PTSD cork blows and unemployed. Working my claim, working the website. 20 Jan 1997 register HadIt.com domain name right after getting off the phone with the VA and saying I've had it with this. As fate would have it the old DAV board goes down just as mine opens up and folks start to wander in. So HadIt.com has two main components the website which supports the discussion board with links, articles, research resources etc. The website starts to grow, I can't tell you how many times I had to switch servers for space and features. I continue on a downward trend and in 1998 ended up back home in St Louis living in my sisters basement in therapy and working it, I swear I would have swung a dead chicken around my head at midnight naked if I thought it would have helped. The website continued to do great during this time, I just stayed in the basement bought new software, new books, and learned how to make things work and I continued to use this knowledge to make HadIt.com better. My 100% finally came through from the VA and I had a friend who is an advocate who helped me thru my SSDI claim, he was literally at my side thru the entire process and that came through for me. My therapist and sister continued to try and get me to leave the basement, but to no avail. At some point in 1998 or 1999 I put a counter on the website and was shocked to discover how many visitors we were getting. Time goes by my sister gets married and I move from the basement to the upstairs, there is much celebration that Aunt T is living in the light again. More time goes by and I settle into my life in St Louis and spend more time on the site trying new things, finding more information. 2003 I buy my own home VA loan. For years now I have just considered HadIt.com my job and I get up every morning go to the office and work for several hours, take an afternoon break and see where the rest of day takes me. I have a place in the office to use the computer and a comfortable to place to read journals and articles and take notes. Blah, blah, blah so that is my story and HadIt.com's intertwined.
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    • VA Training and Fast Letter Forum Index

      VA Training and Fast Letter Forum Index The following is the index with links to the various Training and Fast Letters plus a few miscellaneous. These letters are not necessarily in the original formatting. I have tried to present them in an easy-to-read form instead of some forms as originally presented. Some of the paragraphs were WAAAAYYY too long. lol - HadIt.com Member fanaticbooks Something to be aware.... Some of these letters may be rescinded, outdated, or otherwise no longer viable. I have still included them because sometimes they provide additional insight or just plain more information than the newest version. Use them wisely. The oldest letters will display at the bottom with the latest letters displayed at the top, all in sequential numbers. Coding of the letters... FL = Fast Letter TL = Training Letter First two numbers = last two digits of year of origin Training Letter http://www.hadit.com/forums/index.php?/topic/40694-va-tl-00-07/ http://www.hadit.com/forums/index.php?/topic/40693-va-tl-00-06/ Fast Letter Number Title http://www.hadit.com/forums/index.php?/topic/44262-va-fl-11-15/ http://www.hadit.com/forums/index.php?/topic/44260-va-fl-11-13/ http://www.hadit.com/forums/index.php?/topic/44261-va-fl-11-11/ http://www.hadit.com/forums/index.php?/topic/44310-va-fl-11-09/ http://www.hadit.com/forums/index.php?/topic/42151-va-fl-11-03/ http://www.hadit.com/forums/index.php?/topic/40957-va-fl-10-49/ http://www.hadit.com/forums/index.php?/topic/40958-va-fl-10-46/ http://www.hadit.com/forums/index.php?/topic/40959-va-fl-10-45/ http://www.hadit.com/forums/index.php?/topic/40960-va-fl-10-42/ http://www.hadit.com/forums/index.php?/topic/40961-va-fl-10-39/ http://www.hadit.com/forums/index.php?/topic/40962-va-fl-10-35/ 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Dic Granted!

23 posts in this topic

Posted

The DIC claim filed in Dec. 2006 (husband passed in Nov. 2006) was granted. Back-pay award to that date. The VA also went back to 2002 when the claim was filed for PTSD & IHD. PTSD was granted at 70% but of course IHD was denied. It was in constant appeal via VSO & in 2005 I.U. was granted. Back-pay issued for that time period also. I am concerned they may have over paid that part of the claim, reading the decision & trying to figure out how they came up with the amount isn't working!

I will put that amount in a separate savings account until I can find someone to look at it explain it to me or the VA wants it back. The VA doesn't pay a life ins. benefit on these do they? I've never seen any info saying they do but again, I think they may have made a mistake. I'm very grateful this has finally happened & it's real.

It's bitter sweet to say the least. If I give all the money back, can I get my husband back?

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Posted

WOW, I can just imagine the happy dance your husband is doing in heaven - smiling down & now able to rest easy that his wife is taken care of.

Your success & your post will inspire others to keep up with the fight. Congratulations!

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Posted

Dvh,

Sorry - but your husband was so priceless - no amount of money

can get him back.

Congrats on the new adjudication.

I believe you will find that more likely than not - they did not over pay you.

Take the money and spend it on something that your husband would have liked to get

or do for you - but he didn't get to while he was alive -

because his claim for benefits had not yet been granted,so he couldn't.

Take some of the cash and just blow the crap out of it -

Put some away for a rainy day -

Spend the rest, wisely.

Also, check for any additional State benefits you are probably eligible for.

There might also be Educational benefits available.

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Posted

This is good News but can never compensate for the loss of a spouse.

It might help to ave a VSO give the decision a good reading to see if there as been an overpayment.

But the VA seems to usually make underpayments instead.

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Posted

Dvh,

Sorry - but your husband was so priceless - no amount of money

can get him back.

Congrats on the new adjudication.

I believe you will find that more likely than not - they did not over pay you.

Take the money and spend it on something that your husband would have liked to get

or do for you - but he didn't get to while he was alive -

because his claim for benefits had not yet been granted,so he couldn't.

Take some of the cash and just blow the crap out of it -

Put some away for a rainy day -

Spend the rest, wisely.

Also, check for any additional State benefits you are probably eligible for.

There might also be Educational benefits available.

Thank you for your kind words. I will check into the State benefits & yes, Ed. benefits are available. It's still somewhat of a shock & a relief more then anything. I don't feel as happy about it had it been a winning from the lottery or Publishers Clearing house; my husband had to die to be awarded this benefit - somehow doing a happy dance doesn't quite fit in with that. I plan to help my kids with SOME of their student loans, they need help NOW, not after I die. I know my husband would have wanted to help them.

I so want EVERYONE to receive the same news/awards RIGHT NOW! May God bless our veterans & families. My heart & thoughts are with them daily.

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Posted

This is good News but can never compensate for the loss of a spouse.

It might help to ave a VSO give the decision a good reading to see if there as been an overpayment.

But the VA seems to usually make underpayments instead.

Thank you! I am going to do just that, have a VSO review it!

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Posted

WOW, I can just imagine the happy dance your husband is doing in heaven - smiling down & now able to rest easy that his wife is taken care of.

Your success & your post will inspire others to keep up with the fight. Congratulations!

Thank you! NEVER GIVE UP! Wanted to at times but my VSO wouldn't hear of it!

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Posted

Congrats but in my opinion the VA should have done this in days not years.

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Posted

Congrats!!!

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Posted

I just wanted to add that this widow's claim was filed in Dec 2006 and she finally has received DIC.

In many cases, widow's claims can take many long years like this one did.

The only thing that kept me going on my claims was what my husband said to me hours before he unexpected died.

I had no support from former vet reps I had and I am very glad to see this widow did have ample support from her vet rep.

On your award there could be a Chapter 35 award retroactive-for any of your children in college as far as what tuition they paid and if it fell into the EED of the P & T award.

There should be some info here on that.Their age is a factor as well as other concerns for retro Chap 35 awards,.

My Chap 35 ran out before I completed my degree.(based on posthumous 100% P & T award)

but my last claim under AO gave me a better limiting Chap 35 date (actually I was able to pick the date myself)so I was able to provide VA with proof of about 6,000

I paid in additional tuition after my older Chap 35 date ran out.

I don't know if this would be possible for any children you have in college now or in the past but worth checking into at some point.

Once VA Edu got an audit from my school's financial office , they sent the check.

Also our locale has a veteran's property tax exception that also includes widows and this might be available for you as well.

I can understand your concern if the amount seems too high.

When I finally read over something the VA sent me when I re opened my claim, the Regional office had also read this letter as well. VA had made a significant underpayment on my DIC due to a FTCA case I had.

You would think I would have caught that error long ago but I didnt want to even think about the VA after I got my award.

My daughter nagged me for many months to re open in 2003 and the re open triggered the regional counsel to verify what I had stated as to a wrongful death case.

He also found the VA owed me over 28 thousand and they sent it to me.

When I took the time to figure out their audit statement it still didnt seem right.They also were starting to send me an incorrect amount of DIC.

I sent them a short letter saying I thought, based on the historic rate charts at VA web site and my calculations (which I enclosed), that they either owed me about 300 on the monthly DIC or over 11 thousand on the retro DIC or both.

I got a check for both within a few weeks.

The VA had somehow left out an additional year of DIC in the Regional office initially generated audit.Then they paid me DIC at a past years rate. ?

The letter sure looked right at first and I did say to myself how could a VA computer make this kind of error but somehow the error occurred and now I think anyone who has received a significant monetary award should certainly take time to check it carefully.

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Posted

I am so sorry for your loss and that your husband had to die to receive this pay.

He will be happy for you, so be easy on yourself.

You deserve this pay and as Pete said should have been awarded years ago.

God Bless,

Always,

Betty

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Posted

Congratulations!

Enjoy the award as you know your husband desires. :smile:

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Posted

Congratulations Deceasedvethusband. I lost a friend from diseases related to Agent Orange in 2005. His wife has an attorney and as Pete says you would think it would be an easy claim. Six years later she is still waiting for the decision.

I like your plan to be conservative with the money till you are comfortable that the funds are yours for sure. Once again, Congrats!

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Posted

Congrats but in my opinion the VA should have done this in days not years.

Thanks so much! Have to agree with you on that statement!

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Posted

Congratulations Deceasedvethusband. I lost a friend from diseases related to Agent Orange in 2005. His wife has an attorney and as Pete says you would think it would be an easy claim. Six years later she is still waiting for the decision.

I like your plan to be conservative with the money till you are comfortable that the funds are yours for sure. Once again, Congrats!

Thank you, & I'm sorry for the loss of your friend. May he rest in peace & his wife get the benefits.

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Posted

Try to figure out whet scale they paid you. Check the retro against the scale and figureit out per month. If it is 300 more per month then they paid you for a SMC.

That is how it is done but it is going to take some work.

Basser

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Posted

Try to figure out whet scale they paid you. Check the retro against the scale and figureit out per month. If it is 300 more per month then they paid you for a SMC.

That is how it is done but it is going to take some work.

Basser

Thank you, I will attempt to do what your suggest. It does say on the final page of the decision; "Entitlement to SMC is granted on account of the veteran's CAD status post MI rated 100% & the additional service connected disability of PTSD, independently ratable at 60% or more from Sept. 30, 2002 to date of death, Nov. 2006." They don't list the SMC payment of $300 more per month on the break down, at least I can't tell they did from the way it is written. He was 70% PTSD at the start of the claim.

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Posted

When husband was granted IU in 2005, are sons immediately got on Chap. 35 benefits. One son used all his chap. 35 entitlement & graduated with his BS. The other son is still attending college & receiving Chap. 35. They both are so grateful for this benefit.

I just wanted to add that this widow's claim was filed in Dec 2006 and she finally has received DIC.

In many cases, widow's claims can take many long years like this one did.

The only thing that kept me going on my claims was what my husband said to me hours before he unexpected died.

I had no support from former vet reps I had and I am very glad to see this widow did have ample support from her vet rep.

On your award there could be a Chapter 35 award retroactive-for any of your children in college as far as what tuition they paid and if it fell into the EED of the P & T award.

There should be some info here on that.Their age is a factor as well as other concerns for retro Chap 35 awards,.

My Chap 35 ran out before I completed my degree.(based on posthumous 100% P & T award)

but my last claim under AO gave me a better limiting Chap 35 date (actually I was able to pick the date myself)so I was able to provide VA with proof of about 6,000

I paid in additional tuition after my older Chap 35 date ran out.

I don't know if this would be possible for any children you have in college now or in the past but worth checking into at some point.

Once VA Edu got an audit from my school's financial office , they sent the check.

Also our locale has a veteran's property tax exception that also includes widows and this might be available for you as well.

I can understand your concern if the amount seems too high.

When I finally read over something the VA sent me when I re opened my claim, the Regional office had also read this letter as well. VA had made a significant underpayment on my DIC due to a FTCA case I had.

You would think I would have caught that error long ago but I didnt want to even think about the VA after I got my award.

My daughter nagged me for many months to re open in 2003 and the re open triggered the regional counsel to verify what I had stated as to a wrongful death case.

He also found the VA owed me over 28 thousand and they sent it to me.

When I took the time to figure out their audit statement it still didnt seem right.They also were starting to send me an incorrect amount of DIC.

I sent them a short letter saying I thought, based on the historic rate charts at VA web site and my calculations (which I enclosed), that they either owed me about 300 on the monthly DIC or over 11 thousand on the retro DIC or both.

I got a check for both within a few weeks.

The VA had somehow left out an additional year of DIC in the Regional office initially generated audit.Then they paid me DIC at a past years rate. ?

The letter sure looked right at first and I did say to myself how could a VA computer make this kind of error but somehow the error occurred and now I think anyone who has received a significant monetary award should certainly take time to check it carefully.

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Posted

That is wonderful news.

I too am very grateful for Chapter 35.

My daughter might use her Chap 35 for her Masters but she has GI bill too.

This and CHAMPVA are great benefits and these programs usually run very smoothly (compared to the regular claims process)

That certainly does sound like the SMC S award which changes from year to year if there is a cola so I think the historic rates for 100 plus S are at the VA web site by year.

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re: SMC/rates by year: thanks Berta!

My sons are now 27 & 29 & no longer eligible for Champva.

That is wonderful news.

I too am very grateful for Chapter 35.

My daughter might use her Chap 35 for her Masters but she has GI bill too.

This and CHAMPVA are great benefits and these programs usually run very smoothly (compared to the regular claims process)

That certainly does sound like the SMC S award which changes from year to year if there is a cola so I think the historic rates for 100 plus S are at the VA web site by year.

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re: SMC/rates by year: thanks Berta!

My sons are now 27 & 29 & no longer eligible for Champva.

Actually if they have not used the 45 months up they are still eligible per the decision date not the effective date of award.

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Actually if they have not used the 45 months up they are still eligible per the decision date not the effective date of award.

Youngest son (27 yr's. old) used all his Chap. 35, older son (29) is still using his. Youngest son needs to get his Master's degree in his field - maybe I'll help him achieve that goal as well since he used up Chap. 35!

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With the help of a friend going over the decision with me & a calculator, I'm confident now that the back-pay award to Oct. 1, 2002 is correct. My husband was being paid at 70% PTSD until eligible for I.U. in 2005 when it went to full benefits. The V.A. applied Nehmer & made it 100% & 60%+ eff. 10-1-02. The chart of payments with the award was very confusing to say the least! Plus they applied SMC for the entire time as his heart I.F. was approx. 24%. That amount (unplanned or un-thought about) will go into a savings none the less.

Thank you all for your support & kind words.

The DIC claim filed in Dec. 2006 (husband passed in Nov. 2006) was granted. Back-pay award to that date. The VA also went back to 2002 when the claim was filed for PTSD & IHD. PTSD was granted at 70% but of course IHD was denied. It was in constant appeal via VSO & in 2005 I.U. was granted. Back-pay issued for that time period also. I am concerned they may have over paid that part of the claim, reading the decision & trying to figure out how they came up with the amount isn't working!

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