Back in 2019 this statement was made to another individual. I am puzzled. I am currently 70%. I became 50% back in 2016, 70% in 2019. I had health insurance and kept it after I retired, plus MEDICARE, TFL (mil retiree). I didnt pay any co pays due to having three insurances at the time, but VA billed my MEDICARE and civilian insurance, which paid the Dr visit and my prescriptions by civilian ins. TFL always came up with some excuse not to pay anything for years. But the payments dont go to the VA Dr I see, but someone else I’ve never seen at the RO billing office. I suspended my civilian health insurance this past January, therefore I will only have MEDICARE and TFL. So are you saying that they shouldnt be billing the companies. I do understand about the medications.